A painting project can be a significant home investment, and paying the full cost upfront may not be the right option for every homeowner. Evergreen Pro Painting has partnered with Acorn Finance to give customers another way to plan and pay for their projects.
Painting Project Financing Through Acorn Finance
Acorn Finance is a lending marketplace that allows you to check financing offers from its network of more than 20 consumer lenders. You can pre-qualify to see available options without affecting your credit score, then decide whether financing makes sense for your project and budget.
Qualified applicants may find
Amounts Up to $100k
Qualified applicants can secure financing amounts ranging from $1,000 to $100,000
Terms Up to 240 Months
Flexible repayment terms extending up to 240 months for applicants with excellent credit.
Multiple Lenders
Compare available rates, terms, and payment offers from multiple lenders in Acorn’s network.
Fast Funding
Receive your funds in as little as one business day after approval
Soft Credit Inquiry
Pre-qualification form takes about 60 seconds and uses a soft inquiry that won’t affect your score
Co-Borrowers Welcome
You have the option to add a co-borrower after submitting your initial application
The financing options available to you will depend on your qualifications and the individual lender. Checking your offers allows you to review the actual terms available before deciding whether to move forward.
When Financing a Painting Project May Make Sense
Financing can be useful when you are ready to complete a painting project but prefer to spread the cost over time instead of paying the entire amount upfront.
That could include a full exterior repaint, painting several rooms at once, updating cabinets, or completing a larger home improvement project.
Because Acorn’s pre-qualification process uses a soft credit inquiry, you can check potential offers without affecting your credit score. You can then compare those options with paying upfront and decide which approach works best for you.
How Financing Through Acorn Works
1. Get an estimate for your painting project.
We begin with a thorough evaluation of your property, identifying requirements, challenges, and opportunities before developing a comprehensive project plan that minimizes disruption while ensuring exceptional results.
2. Check your financing options.
Complete Acorn’s pre-qualification form. The initial process takes about 60 seconds and uses a soft credit inquiry that does not affect your credit score.
3. Compare available offers.
If you receive offers, you can compare the rates, terms, payments, and other details provided by participating lenders.
4. Select an offer and complete the lender's application.
Choose the option that works for you and complete any additional steps required by that lender. If you want to apply with a co-borrower, you can add them after submitting your initial application.
5. Receive your funds.
Once you are approved and have accepted an offer, funding may be available in as little as one business day.
6. Schedule your painting project.
Once you are ready to move forward, Evergreen Pro Painting can work with you to get your project scheduled.
What Do You Need to Apply?
You do not need to gather extensive documentation just to check your financing options. Acorn’s initial pre-qualification form asks for basic personal and contact information.
It can also be helpful to know the estimated cost of your painting project before applying. If you do not have an estimate yet, Evergreen Pro Painting can provide one first.
If you plan to apply with a spouse, partner, family member, or another co-borrower, you will need their information when you reach that stage of the application process.
Frequently Asked Questions About Painting Financing
Will checking my financing options affect my credit score?
No. Checking your options through Acorn’s pre-qualification process uses a soft credit inquiry and does not affect your credit score. If you choose an offer and continue with a lender’s full application, additional credit requirements may apply.
How much can I finance through Acorn?
Qualified applicants may receive financing offers ranging from $1,000 to $100,000. The amount available to you depends on your qualifications and the offers provided by lenders in Acorn’s network.
How long are the repayment terms?
Terms can extend up to 240 months for applicants with excellent credit. Your available repayment term will depend on your qualifications and the specific lender and financing offer you select.
How quickly can I receive funds?
Funding can occur in as little as one business day after approval. Actual timing may vary depending on the lender and completion of its requirements.
What can I use the financing for?
Acorn financing can be used for home improvement expenses, including eligible interior and exterior painting projects. You can review the terms of your specific financing offer before accepting it.
Does Acorn charge financing fees?
Fees depend on the financing offer you select. Loans under $40,000 may include an origination fee of 1% to 6%, depending on the lender, while loans over $40,000 do not have a processing fee. Acorn also identifies no-fee options when available, and there is no penalty for paying a loan off early.
Always review the specific fees and terms of an offer before accepting it.
Can I apply with a co-borrower?
Yes. Acorn allows you to add a co-borrower after you submit your initial application. This could be a spouse, partner, family member, or another person applying with you.
Do I need an Evergreen Pro Painting estimate before I apply?
No. You do not need an Evergreen estimate to check your financing options. However, getting an estimate first can give you a clearer idea of how much financing you may want to consider.
Explore Your Painting Financing Options
If financing would make it easier to plan your painting project, you can check your options through Acorn Finance before making a decision. Pre-qualification takes about 60 seconds and does not affect your credit score.
Already know what you want painted? Start with a free estimate from Evergreen Pro Painting so you can understand the scope and expected cost of your project before deciding how you want to pay for it.
